A Guide to Financing Your New Kia Purchase

new kia vehiclesPrior to buying a brand new ride, it pays to have good knowledge about the processes involved. You must not settle for something that seems ‘too good to be true’ and familiarize yourself with the latest happenings in the marketplace, local dealers, and new make/models of vehicles. Subsequently, you have to study well, perform great research, and soon you will be bumping in a ride that is well worth you paid for. However, where owning a new vehicle is almost everybody’s dream, only a few people can actually afford the costs.

Unless you have just won the lottery or been hoarding cash for past few years, the only way you can buy a “new” ride is if you obtain financing through a loan. Bear in mind this is not a bad thing. Financing can actually help you in purchasing a ride in much simpler and less burdening terms. If your credit rating is “excellent”, you can leverage amazing interest rates with 0% down payment. However, even if the ratings are “poor”, you can still manage to get a new car with a financing plan that suits your budgetary limitations.

Are you planning to purchase a new Kia ride? If so, then don’t hesitate on reading this detailed guide on financing car purchases.

Do Buyers Have the Ability of Paying in Cash?

Not many people have the appropriate finances available for buying a new ride in full-cash payment, but yes, it is completely possible. If you’re a super saver and can easily write a check (without breaking your bank and totaling your limit), then you should have no problem paying in cash.

In fact, by avoid taking out a plan and making interest payments, you can save thousands of dollars on the final bill. Dealers are more willing to offer exceptional discounts to those buyers who pay for a new ride in cash. You can leverage amazing incentives and rebates, resulting in significant savings.

How Much Down Payment Should Buyers Put Down?

In circumstances, you are not able to buy a new ride in full-cash payment; it is always a good option to obtain automobile financing. If you choose this option, it is recommended that you put down a 20% down payment in cash of the car’s total value.

By doing this, you are knocking out at least fifth of your total financing loan. This makes it easier for you to pay off your loan. If you can secure a low interest rate and have excellent credit rating, it may not be necessary to put down such a large down payment.

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On a general note though, the more you can pay in down payment, the better off you will be.

Who Should Provide You with Financing for New Kia Purchase?

When it comes to obtaining financing for a new Kia, you have plenty of options available. Many different lenders will happily provide you a loan. However, this doesn’t mean that you accept the very first offer you get. It is imperative that you do your research, shop around, and analyze different lenders’ deals – before picking one that’s best for you.

Credit Union Loan

If you want to leverage the best interest rates on the market, there is no better option than a Credit Union Loan. However, the only catch with this financing option is that credit unions only lend money to their members. This means, it is imperative for you to have an account with them. If you aren’t already a member, you can easily sign up, open an account, and ask for financing by obtaining a loan that suits your budget limitations and monthly income.

A Dealer Loan

Dealerships have their own special financing deals that buyers can leverage. Every dealer will offer you their own unique loan plans through one of their affiliated banks. Since dealers are more “accepting” of borrowers, as they may good business – they will be more willing to accept buyers with bad credit or young buyers with limited credit. This special financing does come at a price though, in the form of high interest rates. When compared to other lenders, dealership-sponsored loans increase car prices.

However, if you want to leverage nothing but the BEST rates, do not hesitate on visiting Burlington Kia. With years of experience in the field of selling cars, we have a specialist Finance Department that works hard to come up with a financing plan that best suits your needs and requirements, without empting your pockets or breaking your bank. You can even take advantage of special deals for new Kia vehicles, including the Cadenza, Sorento, Soul, and Rio.

A Bank Loan

You can always qualify from a local bank for an auto loan, depending on whether you have a good credit rating or not. These loans are preferable over dealership loans, but often have to be approved with a strenuous and tiring process. The dealership will need to get into contact with the bank, before letting you take the car home. This means, you need to seek pre-approval of the dealership, before ever finalizing the loan and its monthly payments.

What Type of Loan Should You Get?

Once you explore your options by visiting different lenders, opt for financing that offers you the best and lowest interest rate. Most auto loans will come with five, four or three-year terms, depending on how much you can afford. It is usually best to opt for a short term. Yes, your monthly payments will be high. However, the total cost of the vehicle will be lower. As a general rule of thumb, the longer the duration of your loan, the higher the costs of the vehicle. This means, where the vehicle might cost you $22,000 in three years, it might raise up to $24,000 by five-years. However, it all depends on your financial condition, stability is an important factor when determining the duration of a particular loan.

Therefore, now that you are familiar with the types of loans available, obtaining financing for your new Kia purchase won’t be a problem.

Why should I buy a used car?

used-carBuying a new car is great. You don’t have to worry about the quirks that come along with an older car that someone else has already driven. But there are plenty of reasons to buy a used car, especially when you have the option of buying a certified pre-owned vehicle from a brand like Kia. Buying used doesn’t always mean buying a car with problems. There are lots of reasons someone would sell their car back to a dealership. Trade-in programs are one of the biggest reasons—it makes buying a new car less expensive. Here’s what you need about buying a used car:

1. You’ll spend less on a car. You can save thousands of dollars by purchasing a car that has already been used. You might even be able to buy the same care that you were going to purchase new off the lot, in an older model year. New cars depreciate in value and they depreciate quickly. A survey of car buyers found that people who buy used spend around $13,000 less than those who bought new cars. Take this, for example. You could buy a car, drive it around town for a few hours, and then bring it back to the lot. That car is no longer new, even though you have owned it for only a few hours. If you were to sell it back to the dealership, they would have to sell it as a used car. Because of this, they would have to sell it at a much lower price than what you paid for it, only a few hours ago. If you drive that same car for three years, it is worth only a little over half of what you paid for it originally. Those numbers sound rough when you are buying a new car, but if you are thinking about buying a used car, they mean you can pick up a car that is perfectly functional, for much less than you would have to pay for the new version of that same car.

 

2. The car will probably be just as reliable. One of the biggest misconceptions about used cars is that they are always going to be less reliable than a new car. While this is likely true if you buy a ten year old car off of a lemon lot, when you buy a certified pre-owned vehicle, you are buying a car that has been thoroughly inspected, tuned, and is ready to hit the road again. Thirty years ago, it would be difficult to find a vehicle that was five years old that was just as reliable as a brand new car. Luckily, you are not trying to buy a car in the 1980s, you are buying one in the 2010s, when vehicle are built to be much more durable and last far longer than their predecessors. Most new cars have at least fifteen years in them. If you buy a car that is three years old, you’ll pay a fraction of the price of a new car and you will still have over a decade of driving time on that car. The average car drives for about eleven years without any major problems. They just last longer, which means you will pay less for repairs and get more miles than you would have ever before.

 

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3. A certified pre-owned vehicle can be just as high quality as a new car. In order to qualify for one of these programs, a vehicle usually has to be in “like new” condition. This means that they have a low mileage, they were properly cared for by their owners, and they have had the maintenance they need in order to continue functioning properly. You probably will notice little difference between vehicles in a certified pre-owned program and brand new vehicles. Many of these vehicles are the ones that were leased previously or even were rental cars before they were sold to the dealership. Of course, there will always be some vehicles on used lots that are not in this excellent condition, but if you are looking for an even cheaper option to just get you around town, you might not need something that is in “like new” condition. Even if the vehicle is in one of the CPO programs, you might still want to check their VIN to make sure they have not been in any serious accidents.

 

4. Vehicle history reports make it easy to know where this vehicle has been. It is important to note that a vehicle history report only contains the information about a vehicle that has been actively reported, but this is a good way to find out if the vehicle you are considering buying has a clean history and if it has ever been in an accident. This takes away much of the fear that can come along with buying a used car and not knowing where it comes from or who drove it before you. In these reports, you will learn how many owners the vehicle has had, where the vehicle has been registered, if that vehicle has ever been in an accident or was flooded or repaired, and a validation that the number of miles on the odometer is the number of miles that should be on the odometer. With this information in hand, you can make an extremely informed decision and you won’t have to worry about whether or not you are actually buying a lemon when you are being promised a vehicle in like new condition.

How Can I Know I’m Buying the Right Kia for Me?

right-decisionBuying a car is one of the biggest decisions that most people make and because most brands do not have return policies (at least not return policies like most other industries provide), many people put off buying a vehicle simply because they are not sure that they are making the right choice for their needs. How can you be sure, after just a little bit of research and a few test drives that you are making the right choice for you and your needs? The key is to work with a dealership that you can trust to have your best interests at heart. Instead of worrying about making a buck, they are concerned with helping get you into the right vehicle. Here’s what you need to do:

1. Figure out what you want a car for. Most people just want a car because it is the best way to get around, especially if you do not live in a big city. This might be your case, too. But in order to make sure that you are buying the right vehicle for your needs, you need to know what exactly you want that vehicle for. Are you going to drive around a lot of people (friends or family)? Are you going to be toting a lot of gear for sports or art projects? Or do you plan just on using your car for long distance trips and running errands? While many Kia vehicles can serve a number of different purposes, a sedan might work better for some buyers who just need a car to do grocery shopping or go on road trips, while an SUV is the better option for drivers that routinely need more space.

2. Get a good idea of your budget. Nothing conjures up buyer’s remorse faster than buying a car that you cannot ultimately afford. When deciding to buy a car, you will want to take a look at your finances, to make sure that you are capable of making the requested down payment and making your monthly payments. Whether you decide to buy or lease, there will still probably need to be some money put down for the vehicle and there will definitely be monthly payments that you need to make. You can talk to a salesman at our dealership to get a better idea of what you can afford or you can look on Kia’s website and use their payment calculator to determine how much the vehicles you are looking at are likely to cost you every month. This is also a good way to reduce the number of vehicles that you actually want to look at. You can eliminate the vehicles that you know are absolutely out of your price range.

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3. Choose a color. While you probably spend more time looking at the interior of your vehicle than the exterior, you are probably going to regret buying a car with an exterior color you hate, just to get an interior that you like. The color of the vehicle you choose says a lot about you and the vehicle itself. White is professional and stylish, while black is sleek and classic. Red and blue are a little bit more fun, while colors like green or yellow are a little more quirky. One of the reasons many people buy a vehicle they do not love the color of is because the color they do want is not on the dealership’s lot when they arrive to buy a vehicle. Don’t let a salesman talk you into buying a vehicle that is not the exact color you want it to be. Most dealerships have the capability to find that car at a neighboring dealership and get it for you within a couple of days, if not hours.

4. Consider your neighborhood and your environment. One of the biggest mistakes you can make is buying a sedan when you live in a rural area that is often plagued by muddy roads. While a sedan might look great in your driveway, if it is always going to be difficult to get out of your driveway and out onto a paved road, you are probably going to regret that decision eventually. Considering where you live and its environment is an important part of buying a vehicle. If you cannot use that vehicle for half of the year because of the terrain and its conditions, it is probably a good idea to buy a different vehicle that is more rugged. This goes the other way, too. While an SUV might be the style you are looking for, if you live in the city, you might never have an opportunity to utilize all of the expensive features you have paid for and you might eventually regret paying for them.

5. Consider your future. Are you planning on getting married or having kids in the near future? If so, a small sedan with a cramped backseat might not be the best option. On the other hand, if you are not planning on expanding your family any time soon, a minivan or an SUV might providing you with too much room, room that you simply do not need. Taking a little bit of time to think about how this vehicle will serve you as your life changes over the next few years is a good way to make sure you are buying a vehicle that is really going to fit your needs not just now, but in the future, too.

Why buy from a local Kia dealership?

When it comes time to buy a new car, you have a wide variety of options for buying that car. Even if you know what brand and even what make and model you want to buy or buy from, you still likely have a few options for purchasing that vehicle. Ten years ago, your only option was to buy a car from your local dealership. Today, you can search for the vehicle you want to buy online and buy it off of a mega-lot somewhere. But is that really the best option? Most shoppers will have a better experience and will get into a car that is better for their lifestyle if they shop at a local dealership than if they go to one of those mega-lots. Here’s why you should shop with us:

local dealership1. Our salespeople are friendlier. When you shop for a car, you might not want a salesperson hovering over your shoulder the entire time, especially if you are not quite sure what type of vehicle you want to buy yet. Others will walk onto the lot already knowing which two cars they want to buy and will ask immediately to do test drives of those vehicles. No matter what type of car shopping you are or at what stage of the car shopping process you are, you want to be able to shop your way, knowing that you have total control over the process and that you are going to be met by smiling faces that are excited just to help get you into a car that fits your needs.

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2. Our salespeople are more knowledgeable. Buying from a huge dealership that deals not with one or maybe two brands of cars, but every brand of car, from all over the world, is going to ensure that the salespeople that you buy from are not going to know as much about the cars you are trying to buy as they would if their dealership sold only a few different brands. When you buy from us, you know you are buying from people that live and breathe Kia. We take care to make sure that we know as much as possible about not just the make, but the individual models and trim levels that we offer, so that we can answer your questions satisfactorily.

3. We have more experience with this brand. A sales team that has worked with our brand for a long time will already know the questions you are going to ask and will have answers prepared for those questions. We have worked with our brand for a long time, so we know its quirks, its strengths, and its faults. We know exactly how to find the right fit for you and your lifestyle, just by talking to you about what type of car you need and what you plan to use your car for.

4. We have the ability to offer better financing options. Some of these huge car lots will offer you a “no haggle” price. They want you to just walk onto the lot, pick a car on your own, and buy it. When you deal with a local dealership, you are working with people that really understand you and your needs and are willing to work with you, whether that means a little bit of haggling to get a car you really want and are willing to but today into your price range, or whether it means helping you find a vehicle that you really love that already is within your budget. While you absolutely can come with your own financing options, most local dealerships will also offer you financing through the dealership itself.

5. Local dealerships care about the community. You are not buying from people that you will never see again. In fact, you might be buying from people that you actually know. We don’t just sell cars, we really care about the community and we care about keeping the vehicles in those communities running smoothly. That’s why we also encourage our customers to bring their Kia vehicles back when those vehicles need service—not just so they can take advantage of the warranty, but also so that we have the opportunity to continue building the relationship with our customers that sustains our business.

6. We handle all of the paperwork. Whether you are buying a brand new Kia or whether you are buying a used vehicle from us, you get the same service. Even if you come to the lot intending to buy a used car, we will take care of all of the paperwork—you cannot say the same thing about buying a used car off of a lemon lot. This means that the car buying experience is much easier. Those who buy used cars are often worried about the kind of service they will get and whether or not they can really trust that they are buying a great vehicle. With us, they absolutely can.

7. We make the process as easy as possible. When you can actually talk to someone about what you need out of a vehicle, you are much less likely to buy a car that you regret purchasing down the line. We actually take the time to listen to what you need and what you expect out of a vehicle and then to direct you to the cars on our lot that meet those needs, whether they be brand new Kia vehicles or whether they be pre-owned vehicles.

10 Questions to Ask Your Kia Dealership When Buying a New Car

When you are shopping for a new car, the salesperson helping you will probably ask you at some point during the process if you have any questions. While you definitely do not have to come with prepared questions, knowing some questions to ask that might not have already been answered by your salesperson can ensure that you buy the vehicle that is actually right for you. Here is a list of questions you might want to keep in mind to ask when you are shopping for a new car at our Kia dealership:

1. What is the best Kia for my lifestyle? Our goal is always to help you find the right car for you. For some, the Kia Optima is going to be the best pick. Others might prefer the Cadenza or the Sedona. It is all about finding the right vehicle for you and your needs. How many seats do you need? What kind of safety features would you prefer? What type of technology do you need? Discussing what you usually use a vehicle for with your salesperson can be a great way to make sure you are getting a Kia that is going to work perfectly for your lifestyle.

2. Should I buy or lease? There is almost endless debate over whether leasing or buying a vehicle is best for drivers. The simple truth is that whether buying or leasing is better depends entirely on the driver himself. If you are likely going to try to sell this car back to our Kia dealership and buy a new one in three years, a lease is usually going to be the better option. If, however, you plan on driving this car into the ground, until its wheels fall off, buying is almost always going to be the best option for you. Again, the best way to know what is right for your particular situation is to actually talk to a salesperson on our showroom floor.

woman asking questions3. How should I pay for this car? Very few people come in and are ready to pay cash for a vehicle, even one as inexpensive as the Kia Rio. In this instance, you have a few different options, including financing through the dealership or through a local lender. Financing through the dealership is usually going to provide you with the best terms.

4. What vehicles are in my price range? If you have a very concrete price range, you might want to ask the salesman you are working with which vehicles are even going to be in that price range, especially if you are interested in a wide variety of vehicles. Keep in mind that not every dealership has every single trim level of every single model in every single color on their lot. If you are looking for something specific, you might want to lead off your car shopping experience by asking what vehicles they have that are actually in your price range.

5. How does my credit history affect my ability to buy? Being upfront about your credit history is usually the best way to make sure that it is not an issue when you are buying a car from us. You do not have to have perfect credit to buy a vehicle. Dealing directly with us will give you a little bit of flexibility when it comes to financing that you might not get if you try to find your own loan.

6. What kind of safety features does this trim level have? When looking at specific vehicles, it can be very helpful to learn about not just what general feature the brand offers, but which safety features are offered specifically on that vehicle at that trim level. When you purchase a Kia, you are going to find that every single vehicle has great safety features.

7. What other fees come along with purchasing? There are usually a few fees that come along with purchasing a vehicle, besides just what is listed on the sticker price. There will be, of course, a down payment that you need to make, but there could also be other fees that you might not know about until it comes times for payment if you do not ask. When negotiating the price of your vehicle, be sure to ask what other fees might be tacked on at the end of the process.

8. Are there any aftermarket additions to this vehicle? Sometimes, a brand might install a piece of technology on a car after it is technically finished. While it is less common for this to happen these days than even five years ago, you might still want to ask, especially if the dealership has installed an aftermarket alarm or other similar part, which might start to cause you trouble that a part installed during normal manufacturing would not.

9. What are my warranty options? Before you start the purchasing process, it is time for you to ask about your warranty options. When you are dealing with a brand like Kia, you are going to have a great warranty options, making buying one of these vehicles a no-brainer.

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10. Can you get me this other car? Most dealership have only a limited stock, but this does not mean that they do not have the ability to get you the model that you want in the color that you want. This might take a few days, but you’ll only know for sure if you actually ask. Whether it is strictly a matter of color or whether you want a specific feature that they do not have on any of their models, ask if they have the ability to get you the car that you really want.

7 Things You Don’t Want in a New Car

When looking for a new car, there are lots of things that you do want. For example, you should be looking for a vehicle that has great safety features and gas mileage. You already likely have a long list of things that you are looking for in a vehicle. But do you have a list of things that you absolutely do not want in a new car? Here are some of the things you should be aware of:

1. Too much room ­– You can’t have too much room in a vehicle, can you? The truth is that, especially if you are used to driving a sedan, a huge SUV might not be the ideal choice for you. If you do not actually need that much room for any reason, there is no reason to by a gigantic car. Keep in mind that the bigger the vehicle is, the lower the gas mileage is going to be and ultimately, the more expensive that vehicle is going to be to maintain. Make sure that you consider your lifestyle and what you need in a vehicle before you buy the biggest one on the lot.

2. Not enough safety features – Today, the average vehicle comes with plenty of safety features, ranging from seat belts to air bags. Again, it is important to consider your lifestyle when buying a car. If you never plan of having anyone in the backseat of your vehicle while you are driving, you might not care about side curtain air bags. If you have little kids sitting back there, however, you should be very concerned with what safety features are included on the trim level you are purchasing. Don’t skimp on safety features just because it saves you money.

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thinking to buy a car3. Manual transmission – Many of us grew up driving manual vehicles. Today, you might be able to find manual transmissions as an added feature on otherwise automatic vehicles, but it is likely very difficult to find a vehicle that strictly has a manual transmission. There is nothing wrong with manual, but it is unlikely that this is a feature that you are going to be specifically looking for in a new car, simply because automatic transmissions are easier to drive and have been streamlined to be more efficient than your average manual transmission vehicle.

4. Cut corners – When you get into a vehicle, you do not want to feel like the interior of that vehicle is cheaply designed or cheaply made. Most people spend hours a week in their vehicle. Those who have an hour long commute on either end of the workday might spend as much time in their car as they do awake at home. This means that you should only buy a vehicle that feels very high quality. When you look at your vehicle, from the outside or the inside, you should not feel like any corners were cut during the design and construction process. If you do, it’s time to look at a different model or a different brand.

 

5. A bad warranty – When buying a new car, you should be just as concerned about your warranty as you are about the power and design of the vehicles you are looking at. A bad warranty, one that only covers certain parts of the car or only for two years, should send you running for the hills. Cars break down. They start to develop problems. This is not something that you should have to pay for in the early years of owning your vehicle. Only buy from a brand like Kia that offers the very best warranties on the very best vehicles. We can afford to offer better warranties on our vehicles, because we know that our vehicles are going to last longer than vehicles from other brands.

6. A high price – Obviously, you do not want to pay more than you have to for a vehicle. There are some brands that overprice their cars or that offer a very cheap car with a basic trim level that actually does not even provide you with power windows. This can make it very difficult to take these brands seriously and to want to purchase a car from them. You’ll see that their models start at just over $15,000, but you cannot find a vehicle on their lot that you would purchase that is less than $20,000. This can be some serious sticker shock, but you might still feel obligated to purchase, just because you have been on their lot for so long. Luckily, there are still brands, like Kia, that offer vehicles at low prices, that come with the standard features that you actually need, including advanced safety features and power windows.

7. Weedy driving – The biggest thing you should avoid when buying a new car? Buying a car that is not actually fun to drive. If you buy a vehicle that puts along the road, you are going to dread your commute. While you might still dread a long commute even when you have a vehicle that is fun to drive, you will, at least, enjoy driving a vehicle that you love. Don’t buy a car that you do not look forward to driving. It should be powerful, with enough pep to get you where you need to go, without making you feel like you are not in control.

 

Avoid these seven things when you are buying a car and you are sure to purchase a vehicle that you absolutely love!

Why You Should Consider Buying a SUV instead of a Sedan

The sedan used to be the most popular car for families and commuters, and for good reason. They were the cheapest, the most fuel efficient, and the most versatile vehicles on the market. If you didn’t want to drive a minivan (and many people didn’t), you would probably buy a sedan instead. They were and still are a very sensible choice when it comes to family vehicles. But they are no longer the only option, even for those that want something inexpensive and fuel efficient. When you buy from Kia, there are a range of vehicles available that fall into the SUV or crossover category that are just as affordable as a sedan. But is a SUV a better choice than a sedan?

1. More rugged styling – When you choose an SUV over a sedan, you are probably going to get a more rugged vehicle, with a little bit more rugged styling. It is very difficult to find a sedan that can be called “rugged.” Some may be labeled “aggressive” or “stylish,” but if you are specifically looking for something with a little bit of an edge to it, a SUV is probably your best bet. This class of vehicle is more likely to have chiseled features and rugged design than any other vehicle class on the market.

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2. More visibility – Buying an SUV generally means that you are going to be buying a vehicle that gets you a little bit higher off the ground. What’s so great about that? The higher you are off the ground, the fewer blind spots you have to deal with. This is actually a great safety feature, and one that you just can’t feel in vehicles that are lower to the ground. You actually get to see over most of the traffic, instead of being stuck in it like you are when you are in a lower vehicle. You simply get to see more of the road, which means fewer complications for you as a driver.

3. Safer in accidents – While there are plenty of sedans, especially from Kia, that have great crash safety ratings, you are simply going to be safer in an SUV. Larger vehicles are just statistically safer than smaller vehicles when you are in a crash. Not only are you higher off the ground and therefore less likely to slid under larger vehicles in your smaller car, you have more vehicle in between you and the crash, which means more surface area for the vehicle to absorb the impact of the crash.

kia suv4. Better seating for more people – Just because you can cram four people into the back of your sedan doesn’t mean that you should. If you routinely find yourself needing to drive around more people than there are seat belts for, you are better off buying a SUV that has more than two rows of seats than you are sticking with a smaller vehicle. Depending on which model of Kia you purchase, you might find yourself with a third row of seats that has plenty of room to accommodate children as well as adults.

5. More cargo space – Just like those who often find themselves needing to transport more than five people in total, those who often find that they have more cargo than they have space for even in the most spacious of sedan trunks, will find many of their problems solved when they buy an SUV. Not only will the bigger vehicle automatically give them more cargo space in the back, most SUVs give you the capability to fold down not just the third row, but also the second row of seats. This could mean a huge amount of storage and transporting space, no matter what you need to schlep around.

6. Tow more – If you find yourself towing anything, you will probably want to buy an SUV. While some sedans can tow, most people will never utilize this capability, simply because no sedan is actually designed to tow anything. While they might be able to do it, their engines are just not designed to drive anything other than the car and its passengers. So, whether you have a small boat or a camper or a trailer, if you even tow it, a SUV is a much better choice than your standard mid-sized sedan.

7. More clearance – Do you ever find yourself driving on a road and you can constantly hear the underside of your sedan scraping across the rocks and ridges? For those that ever leave the paved roads and venture out onto dirt ones, a vehicle with more clearance than your average sedan is going to pay off. Not only will you not have to worry about damage to the undercarriage of your vehicle, the larger tires and more rugged design means that traversing heartier terrain is usually no problem. Even if you just want to get over speed bumps easier, a SUV is the right option for you.

8. Better in nasty weather – Why? Because SUVs are larger than sedans, which also means they are going to be heavier. The heavier your vehicle is, the less susceptible it is to slipper roads. The larger wheels also mean it is less likely to get stuck in a muddy spot or a snow bank, as it has more grip and more torque. Extra ground clearance and more weight means that a washed out road is really not that big of a deal.

Common Oil Change Scams and How You Can Avoid Them

oil changeNo one likes getting scammed, but unfortunately, thousands of people very years are still duped into paying for something they do not need, simply because they are not aware that some unscrupulous oil change stations will look for and take advantage of people that do not know very much about their own vehicles. You don’t have to be a car expert to know when you are being scammed and what you can do to avoid it. Because the oil change is an extremely common maintenance task for most people, it is where most people are likely to be scammed. Here’s what you need to be aware of:

1. They made a bunch of repairs while you were away. Some oil change stations will actually take a look at your engine and your tires to make sure everything is proper working order, while they are draining your oil or putting new oil in your vehicle. They may even make a few minor repairs for you—but they shouldn’t make any of those repairs without actually asking you if you want them made. Shops that say that they couldn’t ask you because you dropped your vehicle off and left are probably just trying to make a buck off of you. Here’s the long and short of it: don’t pay for anything that you didn’t specifically ask for and which you didn’t specifically tell them it was alright to do. They might try to entrap you into paying for those repairs, but if they didn’t ask you if it was alright to make any repairs (if they even made the repairs they claim to have made), you’re not obligated to pay for any additional work and it is illegal for them to try to hold your car until you pay for work you didn’t authorize. If necessary, you might need to call the police.

2. They showed you someone else’s air filter and told you it was yours. This scam is surprisingly common, so common, actually, that when I last took my own Kia in to have its oil changed while we were on a road trip, the shop tried this scam on me, not knowing that I’d just had my air filters replaced, before we left on the trip and knew there was no way those black, dusty filters were mine. You will probably need to have your filters replaced every 20,000 miles or so, but if you’re not convinced that the air filter they’re showing you is yours, ask them to show you where exactly in your vehicle the air filter came from. The best way to avoid this type of scam is to know when your filters were last replaced and how often your specific brand recommends replacements.

3. They find a bunch of issues with your vehicle when it went up on the hoist. This is a scam that shops will often try to pull on people that they think are not very car savvy. As you’re sitting, waiting for your oil to be changed, they might call you back and tell you that when they put your car on the hoist, they discovered that there were a bunch of things wrong with it, probably things that sound very technical and are difficult to describe to the average person with a limited understanding of how a car works. The best way to avoid this scam? Learn a little bit about your vehicle. When they start trying to speak gibberish at you, hoping you won’t understand what they are talking about, ask them to show you specifically on the vehicle what the issue is and to explain it to you until you understand what exactly the problem is. They’ll probably give up, instead of trying to continue the charade.

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4. They tell you it’s time for a service that it’s not actually time for. This is similar to the air filter scam, but on a larger scale. They’ll tell you that you need new tires, that you need new oil filters, that you need new spark plugs, etc., hoping that you do not have a maintenance schedule in your vehicle (which, if you own a Kia, you do), and that it is not updated. Many different shops can charge you for performing services on your vehicle that your vehicle didn’t really need. You probably don’t need a new oil filter every time you get your oil changed. If you’ve been paying for one, you have been throwing money down the drain. You can prevent being taken in by this scam by always marking the service you have in your maintenance schedule and by checking that schedule any time they try to tell you that you are in need of a service. It’s nice when you go to a shop that is willing to go the extra mile and take care of other maintenance at the same time you’re having your oil changed, but only if you actually need those services to be performed.

What’s the best way to avoid being scammed when you are having your oil changed? Bring your Kia back to our dealership! We have a location in Allentown and as well as Turnersville, which makes it convenient to get your oil changed without having to worry about being duped by the mechanics changing that oil. You know you can rely on our skilled, honest technicians to change your oil properly and to take care of any other service you might need!

Which Kia Sedan Is Right for You?

Kia has a wider variety of sedans and compacts than most other brands. When step on to the lots of other brand’s dealerships, you’ll find two, maybe three different kinds of sedans. Kia has nine different kinds of sedans and compacts, making it easy for someone looking for something very specific to find that thing, but more difficult for someone who is not yet quite sure what they are looking for to find the right vehicle for their needs. Out of the wide variety of sedans and compacts, which one is right for you? Here is a brief overview of all the sedans you can find at our New Jersey Kia dealership:

Optima

The Optima is often considered to be the flagship of Kia’s offerings. It’s one of the most popular and definitely one of the most versatile vehicles on the road. Starting at just over $21,000, there are lots of options for those that both want a great car and want to save on monthly payments. With a combined MPG of thirty, it is gets you where you need or want to go, efficiently. The Optima is the third most efficient vehicle in Kia’s entire lineup, and there are plenty of colors to choose from, too.

Cadenza

The Cadenza is a jump in price, but it’s also a jump in quality. Starting at around $33,000, this is one of two luxury offerings that Kia provides. The Cadenza has a sharp, clean look, and is perfect for young professionals or small families that want something truly stylish to get around it. At twenty-two miles to the gallon, it is still very efficient, and has great safety ratings.

K900kia sedan

At the very top of Kia’s lineup is the K900. This vehicle is packed to the brim with luxurious touches. It has the best technology and styling, and plenty of legroom in both the front and back seats. It is designed to be perfectly aerodynamic and to have one of the quietest rides of all cars on the road. Sleek, there are few vehicles on the road that can rival it. It starts at $49,000, and for good reason. The advanced safety features and stunning design make it a great prestige vehicle for anyone looking for something with both style and power.

Forte

Moving on from the sedans, we have the compacts. The Forte is the first and perhaps most popular of the compacts, starting at around $16,000. At thirty-one miles per gallon, it is also the second most efficient of Kia’s sedan and compact line, beat out only by the Optima Hybrid. The Forte has sporty styling, with the modern, aggressive Kia grill. While it may be less expensive than the Optima, Cadenza, and K900, it definitely doesn’t lack when it comes to luxury. This vehicle has plenty of great features standards, and a variety of trim levels that make it even more attractive.

Forte5

If you prefer a five-door vehicle, this variation on the Forte provides just that. It is a little bit larger, which makes it a little bit more expensive and reduces its gas mileage a little. It starts at just over $18,000 and has a combined miles per gallon of twenty-eight. The five door design gives you a little more cargo room, but it’s the styling that most people are after. It has the look of a hatchback, without sacrificing two doors as most designs do.

Forte Coup

The Forte Coup starts at $18,590 (2016), and definitely kicks things up a notch when it comes to style and power. If you want the sports car experience, without having to pay the sports car price, this is an excellent alternative. It boasts a turbo-charged engine and a two-door design that makes it sleeker and more stylish than just about anything else Kia has to offer. It does all of this without losing the high safety ratings that it shares with the other Fortes.

Rio

The Rio may be the least expensive vehicle in most Kia dealerships, but that doesn’t mean it doesn’t have anything to offer. It starts at just $14,165 (2016), and, like the Forte, gets thirty-one combined miles per gallon. That makes it extremely efficient, while also having plenty of power. The small size is perfect for first-time car buyers, small families, and commuters, and it looks great on the road. There are three trim levels to choose from, if you want extra technology. All safety features come standard!

Rio 5-Door

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There is also a five-door version of the Rio. The differences between the Rio and the Rio 5-Door are largely cosmetic—they share the same direct injection engine that gives these little cars some zip, and they have all of the same safety features. And come in all the same colors. What the five door does have, however, is that fifth door, which gives the vehicle the hatchback appearance that some might be willing to pay a little extra for.

Optima Hybrid

Last, but not least, is the Optima Hybrid. It has everything that the Optima does, except that it is a hybrid. At thirty-eight combined miles per gallon, it is the most efficient of the sedan and compact options, while still being extremely affordable. It starts at just under $26,000, and comes with all of the same technology and luxury that the original Optima does. If you want a vehicle that is as affordable as it is environmentally friendly, this is probably the one you want.

10 Things All Car Owners Should Know

car tipsOwning a car is a responsibility—I’m sure all of our parents told us that when they first handed us the keys to a car, whether that car was just the family car or a car specifically for us. We’re all older and wiser now, and if you’re bought yourself a Kia, you’ve already take one great step to stay safe on the road. Here are ten things that all car owners should know that they won’t teach you in driver’s education:

1. When your oil needs changing – One of the biggest benefits of buying a new Kia from our New Jersey dealership is the ability to get a car that will tell you when it needs an oil change. These cars have advanced monitoring and diagnostic features that will send a signal up when your oil is getting low. In general, however, knowing that most cars need an oil change every 5000 to 10,000 miles, or every three months, depending on how often you drive and how far you drive, can prevent you from driving off on a long road trip and having it ruined by a break down.

2. What your check engine light means – When my check engine light flipped on, just as we were leaving New Jersey, I was first, worried and second, annoyed. It had to turn on now? While we were leaving the state on a road trip? Your check engine light doesn’t always mean that disaster is eminent, however, which is something I wish I’d known at the time. What it does mean is that the diagnostics systems have detected a problem and that you should have the car looked at as soon as possible. If the light is flashing, this usually indicates a more serious problem than if the light is simply solid.

3. How to replace the windshield wipers – I was away at college the first time I needed to replace my windshield wipers and I was so pathetically bad at it that my attempts to remove the old ones and put on the new ones attracted the attention of my dorm’s RA, who came out and showed me how to do it and gently chided me for not looking in my car’s manual for the instructions. Knowing how to do this quickly will prevent you from losing a windshield wiper when you need them the most.

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4. What’s under the hood – You don’t have to know what everything under the hood is, but you should know, at the very least, where the oil goes, where your radiator is, and what your normal fluid levels look like. When I bought my first Kia, I was lucky enough to buy it from a salesman who wanted to make sure I knew what a pristine engine and correct fluid levels looked like. This information will help you quickly diagnose a problem if your vehicle is giving you trouble.

5. Your ideal tire pressure – I recently took my car to have its oil changed at a local quick-oil-change shop. When they were done changing the oil, they told me that they had checked my tires and inflated them all to 32 psi. Great—except that my tires are supposed to be at 38 psi. Knowing what your tire pressure is supposed to be can prevent you from driving around on tires that are either too low or too high. Both of these situations can be dangerous. You can find the right tire pressure for your Kia vehicle in your owner’s manual.

6. How to replace your headlights and taillights – This is one of the more complicated processes, but it can prevent you from getting a ticket because you are driving around with burned out taillights or headlights. The specific steps for your car in the manual, and most new cars come with LED bulbs that are much less likely to burn out, but this is still good information to know if you drive your car a lot.

7. Where your spare is – Where does your vehicle keep its spare tire? Is it underneath the body of the car? In the trunk? On the top or back? This may seem obvious, but when you have a flat tire, the last thing you want to be doing is searching for your spare and for the gear that you need in order to replace your tire. Know where all of these items are before you start driving.

8. What’s in your owner’s manual – The first time I cracked open my owner’s manual was because I needed to change the time on my car’s radio for Daylight Saving’s. These manuals are full of great resources. They tell you what all of the lights on your dash means, how often you need service, the brands of parts used in your vehicle, how to change your tire, etc. This information can be integral in an emergency so take some time to familiarize yourself with the manual.

9. How to jump start a car – I got “lucky.” There was a summer when I was a teenager when the car I was driving had to be jumped about eight times. I got really good at jumpstarting cars that summer and it’s a skill I’ve relied on since then. Even the best cars can be stalled by a dead battery. Knowing the basic steps can make getting back on the road much faster.

10. How to get out when you’re stuck – Getting stuck on ice, in snow, or mud can be scary and frustrating. Knowing how to get even the smallest, lightest of cars to move can be helpful. The most effective is the rocking technique. Shifting between drive and reverse and going as far as you can in either direction before you get stuck again will usually help you get out of a sticky spot.